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The most notable exception to this rule is USD/CAD, which has a spot date one business day from the trade date (T 1). GBP/CAD) normally take the spot date of the crossed currency pair and are therefore T 2.

It is possible to settle trades on dates other than the spot date, in which case the rate will be adjusted by forward points to compensate for the interest rate differential between the two currencies being traded.

For example, if the trade date is a Monday and a USD holiday falls on the Tuesday, then the spot date for EUR/USD will be the Wednesday, but the spot date for USD/MXN will be the Thursday.

Whereas most countries' currencies cannot settle on a Saturday and Sunday, most Arab currencies cannot settle on a Friday and Saturday.

In such cases of split settlement, the USD payment is always to the bank's advantage, whereby the bank receives USD from its customer on the Friday but pays USD to its customer on the Monday.

The trade date/time is a timestamp to record when a trade was executed.

The most popular of the three value dates is T 1, which could therefore be considered as the spot date.

Market convention in the interbank market for Arab currencies is that the spot date for Wednesday's trades is taken to be Monday.

For AED, BHD, EGP, KWD, OMR and QAR, the spot date for Thursday's trades is also taken to be Monday, because this still leaves two working days for each currency in the pair (i.e.

It is customary to store the trade date/time in GMT/UTC in a database, and for display purposes either to suffix it with "GMT" or "UTC", or otherwise to translate it to a user's local time zone.

It is normal that the value date may sometimes not appear as expected in relation to the trade date.

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